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We’ll find an insurance policy for your hotel or motel that treats you just as well as you treat your customers.

The hospitality industry is truly like no other. Usually you’re on a different schedule than the rest of the public, and you’re at work while others are at play. Given your unique circumstances and the specialized needs of your business, isn’t it about time someone looked out for you? Barber Agency brings you 100 plus combined years of experience to give you insurance coverage that will serve your hotel or motel well. As a true member of your team, we’ll make sure you understand exactly what you need, and then we’ll get it for you. It’s so easy, you might just feel like you’re on vacation.

Hotel and Motel Insurance Coverage

Property Coverage for Hotels and Motels

  • Blanket/Agreed Amount Options
  • Business Income
  • Ordinance or Law Coverage
  • Data Processing Equipment/Media
    - Newly Acquired Equipment
    - Newly Acquired Data/Media
    - Duplicate Data and Media
    - Computer Virus Extraction Expense
  • Utility Services
  • Flood and Earthquake
  • Outdoor Property
  • Appurtenant Buildings and Structures
  • Electronic Vandalism Sub-limit
  • Equipment Breakdown

Auto Coverage for Hotels and Motels

  • Liability and Physical Damage
  • Scheduled Rated
  • Rental Reimbursement
  • Business Auto Coverage Extension
    - Broad Form Named Insured
    - Blanket Waiver of Subrogation
    - Employees as Insureds
    - Hired Car — Worldwide Coverage
    - Unintentional Errors and Omissions

General Liability Insurance for Hotels and Motels

  • Premises/Operations and Products Completed Operations
  • Limited Worldwide Coverage

Industry-Specific Coverage for Hotels and Motels

  • Hospitality Errors and Omissions
  • Personal Grooming Services Liability
  • Guest’s Property
  • Restaurant Wine Stock Endorsement

Workers Compensation Insurance for Hotels and Motels

  • Combining state-of-the-art technology with co-located claim and medical professionals. Highlights include:
    - Extensive Preferred Provider Networks with a presence in all 50 states
    - Pharmacy Network
    - Focus on Early Intervention
    - Medical Case Management
    - Return-to-Work Programs
    - Medical Cost Containment

Umbrella/Excess Liability Insurance for Hotels and Motels

  • Providing excess layers of protection over your liability coverages
  • Flexible and substantial limits capacity
  • Built-in coverages including:
    - Worldwide Territory
    - Insured Status for Employed Health Professionals
    - Follow Form Fellow Employee Coverage

Crime Insurance for Hotels and Motels

  • Employee Dishonesty
  • Forgery and Alteration
  • Theft, Disappearance and Destruction
  • Robbery and Safe Burglary
  • Computer Fraud
  • Kidnap & Ransom
  • Identity Fraud Expense Reimbursement

Management Liability Insurance for Hotels and Motels

  • Employment Practices Liability
    - Protection against employee lawsuits alleging discrimination, sexual harassment and more.
    - Broad definition of Wrongful Employment Practice
    - Broad definition of Insured
  • Risk Management Service for Employment Practices
    - Directors and Officers Liability
    - Protection against shareholder and creditor lawsuits
    - Worldwide Coverage
    - Broad definition of Wrongful Acts
    - General Partnership Liability Coverage available
  • Fiduciary Liability
    - Protection against ERISA lawsuits alleging breach of fiduciary duty
    - Definition of Insured includes pension and welfare plan trustees
    - IRS and Department of Labor (DOL) voluntary settlement program coverage

Internet Liability Insurance for Hotels and Motels

  • Internet Liability coverage that can be designed to protect against the following wrongful acts:
    - Failure to protect private or confidential information of others from unauthorized access on or through the Internet
    - Failure to prevent the transmission of a computer virus to authorized users of the insured’s Web site on or through the Internet
    - Failure to provide access to authorized users of the insured’s Web site on or through the Internet
    - Infringement of copyright, trademark, trade name, or service mark, but only in the insured’s material on or through the Internet
  • Risk Control
    - Slip and fall prevention
    - Property protection
    - Emergency evacuation and life safety
    - Food and Beverage Safety
    - Housekeeping Best Practices
    - Business continuity and crisis management - Swimming pool and spa safety
    - Driver and vehicle safety, including 15-passenger vans and shuttles
  • Claim Services
  • Inland Marine
    Providing Transportation, Exhibition, Contractor’s Equipment, Accounts Receivable, Valuable Papers, Computerized Business Equipment coverage and more.
  • Global Companion
    Covering International Exposures in more than 80 countries, we can offer both Property and Liability coverage including Kidnap &
    Ransom, Accidental Death & Dismemberment and Foreign Voluntary Workers Compensation.
  • Flood Protection of America is an exclusive flood discount program that is offered through Kondo Kings (FL & CA only). Your hotel or motel will receive a 10% discount on your master policy with this program.
  • Other Options Available:
    - Blanket limits optional protection may be available
    - Boiler and Machinery
    - Difference in Conditions
    - ERISA Welfare and Pension
    - Garage Keepers
    - Higher limits for most individual coverage extensions
    - Plate Glass
    - Pollution
    - Sewer and Drain Back Up
    - Wind/Hail